It’s hard to ignore the financial changes that have occurred in the last few years. Over the past five years, the housing market has failed, the job market has folded, and more and more young Americans are finding the economic climate necessitates going back to school or moving back in with their parents. Times are changing, for better or for worse, and the way people are spending their hard-earned money is changing along with them. Below are just a few ways it has changed in recent years.
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